A volatile economic climate, ever increasing competitiveness and continuous pressure to meet regulatory requirements demand a flexible and cost-effective core banking systems environment. However, many existing core banking applications have been developed as silos, with limited possibilities for reuse and optimization. With the current state of technology, IT systems can be created that are responsive to business changes, provide intelligence to be competitive and meet service levels without compromise. IBM® has an end-to-end vision and solution to transform existing core

banking systems to the ideal core banking systems environment. The key attributes of this solution are a methodology, methods and tools, reusable assets, a framework architecture and workload optimized infrastructure components.

This IBM Redbooks® Point-of-View publication describes how to transform core banking systems in a progressive manner, step-by-step, that is guided by a roadmap that leads to the desired end state.

Challenges with today's core banking systems

Selecting the right approach

IBM core banking transformation solution

Choosing a platform

Benefits of a core banking transformation

Next steps: IBM can help